Vulnerability is derived from the Latin word vulnus meaning wound, injury, or emotional hurt. Is it time to find a different word or drop it altogether?

Here us this week’s food for thought. Short this week, but with all the detail in the hotlinks.

Here is a summary of regulatory activity this week. Simplifying the Pensions & Investment Advice Rules FCA sets out next phase of smarter, more effective regulation A more open, approachable regulator? Simplifying the Pensions & Investment Advice Rules At the Consumer Duty Alliance Conference on Tuesday, the representatives from the FCA trailed the publication of Consultation Paper CP26/10. The press release summarises the consultation. The consultation simplifies the

Here is a digest of issues that have come across my desk this week. Just two topics this week. Annual Client Reviews (or are they) Creating a redress system that works better for consumers and firms Annual Client Reviews (or are they) Why not begin this week’s digest with controversy. “There is an argument that we need to rethink annual client reviews to ensure that more clients receive the advice they need.” These are the words of Phil Billingham at Perceptive Plan

Here is a digest of issues that have come across my desk this week.

Ipswich Marina Here is a digest of issues that have come across my desk this week. Where relevant, I have provided high-level summaries with hyperlinks to documents that give further detail. Consumer investments priorities: strengthening trust, supporting investors Vulnerability in retirement Grandparents eye student loans in inheritance tax planning Inheritance tax and pensions: the cost of doing nothing Consumer investments priorities: strengthening trust, supporting

Here is a digest of issues that have come across my desk this week. Where relevant, I have provided high-level summaries with hyperlinks to documents that give further detail. Sequencing risk – the silent threat to retirement plans A smarter approach to communicating the FCA’s regulatory priorities Influencers fined for issuing unauthorised financial promotions Sequencing risk – the silent threat to retirement plans Sequencing risk, or sequence of returns risk, is the d

Here is a digest of issues that have come across my desk this week. Where relevant, I have provided high-level summaries with hyperlinks to documents that give further detail.

Hove (actually) Here is a digest of issues that have come across my desk this week. Where relevant, I have provided high-level summaries with hyperlinks to documents that give further detail. The opening article did not lend itself to a hyperlink. Easter and Tax Year End It is worth noting that Good Friday is 3rd April this year, meaning the tax year effectively ends on Thursday 2nd April. Product providers will want applications in the days before that. Some providers

Here is a digest of regulatory issues that have come across my desk this week. Where relevant, I have provided high-level summaries and hyperlinks to documents that give further detail.